It’s the most expensive time of the year…

Saving Money at Christmas

My rather festive Costa Brownie Hot Chocolate
and Mini Caramel Hazelnut Tart – both highly recommended!

 

Do you want to save more money in 2015? Your journey starts here…Christmas!

So many people get themselves into financial trouble over Christmas, so much so that it can take that lovely festive feeling away… *insert unhappy face* Are you feeling the pinch? Don’t worry! I’m here to tell you a few ways of how you can make life from here on in a little easier on your pocket and ultimately yourself.

So here we go…

Received a present in a lovely bag? Keep it, stash it, reuse it. It might be worth noting who it came from if you don’t want to give it back, but there’s nothing wrong with saving the planet (and your money!) a little bit.

Pretty embellishments (bows, ribbons, etc.) can be reused too. Don’t be shy! Get stashing them away. Personally, I’d much rather spend my money on a holiday or put it away in my house savings than spend it on an embellishment that might just be chucked away…

 

This year’s Christmas cards can make lovely gift tags for next year. Cut them up carefully and use a hole punch ready for the thread and you’re good to go. Maybe you have some ribbon you can reuse as the thread?

January sales are the perfect time to buy next year’s cards, wrapping, tags and even a few gifts. Most items will be reduced by at least 50%, so you’d be silly to miss out on the huge savings. Obviously, be careful not to over buy or buy anything you don’t need – this is often my downfall! Some retailers have already started their sales, so if you feel so inclined you can get going by ordering online. You may want to write a list to stick to though, as one or two festive drinks later and you may end up ordering more than planned!

Don’t forget your loyalty points! If you’re anything like me, you have a million and one loyalty cards in your purse…a little annoying yes! But very useful come Christmas. Save these up during the year and use them to help buy presents and maybe that festive drink you have your eye on!

Shop throughout the year. Sometimes I’ve found the perfect Christmas present at the perfect price in the middle of summer. However, if you’re likely to be buying early like this…don’t forget what you’ve bought! This leads me on to my next point…

Sometimes, (I say sometimes, because this year I haven’t kept it up!) I use a spreadsheet to keep myself organised. On there I note down everything “Christmas” – card list, present list, food & drink list, etc. Once I’ve bought items, I’ll note them down along with their price to ensure I keep on top of things. Then I write down what has been bought in a little notepad, so I know who has been sorted and who is still left to buy for when I’m out shopping.

 

There are probably a zillion more ways of saving money over Christmas, I just hope this may help you have a kick start to feel better prepared for next year. Get thinking, get creative and you’ll find a few more ways of saving.

Another top tip: Pinterest is a great place to look for “thrifty Christmas ideas”.

Let me take this moment to wish you all a very Merry Christmas and a prosperous new year!

Amanda :)

Feel free to say hello! You can find me on…

Twitter ~ Instagram ~ Pinterest

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s